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Your trusted mortgage partner in the UAE

Expert advice and the best rates for your dream home.

Helping you unlock your UAE property dreams

We're available 24/7, 365 days a year. Because your schedule matters. Our clients are spread across different countries and time zones, and we adapt to them all. Whether you're busy at work or in another part of the world, we'll be there. No waiting for office hours—we work on your time, not ours.

Book A Consultation

4,900+

Mortgage Completed

51+

Banks in the UAE

*3.7%

Exclusive Rate Starting From

Plan your mortgage with our trusted EMI calculator

Mortgage Calculator

AED
AED

Maximum 80% of property value

20%
AED

Minimum of 20%

Year
Month

* Interest rates are based on global economic markets and can change at any time.

LIVE EIBOR RATES *EIBOR: Emirates offering interbank offering rate

4.14%

1 MONTH

4.03%

3 MONTHS

3.90%

6 MONTHS

ESTIMATE YOUR MORTGAGE REPAYMENT WITH OUR BEST RATES

3.70%

3 YEARS FIXED

Your payable EMI

AED 0

4.19%

5 YEARS FIXED

Your payable EMI

AED 0

4.68%

VARIABLE RATE

Your payable EMI

AED 0

Your monthly payable EMI will be

AED 4,529

Total Amount to be Paid (Principal + Interest)

AED 0

Estimated monthly payment based on 800,000 AED finance amount with a 4.68% variable finance rate.

Disclaimer: Rates may vary based on bank policies. T&C's apply

Why Choose Us Over Direct Banks?

Choosing the right loan partner matters. At Mortgage Lender, we provide personalized service and expert guidance to help you find the best financing options. With access to various mortgage solutions and ongoing support, we make your loan journey smooth and easy. Trust us for your mortgage needs!

Wider Access
Expert Negotiation
Custom Solutions
24/7 Client Service
Wider Access
Expert Negotiation
Custom Solutions
24/7 Client Service

Mortgage leaders you can trust. Here's how we can help:

A couple shaking hands with a financial advisor.

Resident

Get pre-approved in just 24 hours! Whether you're salaried, self-employed, new to the UAE, or just starting your business—we've got you covered.

Handing over keys to a new home.

Non resident

No matter where you are in the world, secure the maximum loan for your dream property in UAE. Business owners and employees—your global solution is here.

A business meeting discussing property documents.

Refinance/ Equity Release

Cut your EMI by up to 40% with no processing fees! Unlock maximum equity for business expansion, renovations, or buying more property—smart moves start here.

A person signing documents with a model house on the table.

Commercial Loan

From shops and offices to entire buildings—whatever you want to buy, we'll make it happen. Your business growth starts with us.

The Mortgage Process

Step-by-step guide to getting approved

Hands exchanging keys
01

Speak to Mortgage Specialist

Connect with our experienced mortgage brokers who will guide you through the entire process and find the best deals for you.

02

Get Pre- approved

Receive conditional approval from lenders based on your financial situation, giving you confidence in your property search.

03

Find Your property

Search and select your ideal property with confidence, knowing your financing is already secured and ready to proceed.

04

Finalize your mortgage

Invest in UAE real estate from anywhere with our expert mortgage solutions, making ownership easier for international buyers.

Testimonials

Happy user says about
our company

"I highly recommend Mortgage Lender to anyone looking for a reliable and dedicated mortgage agent. Her personalized approach and attention to detail truly set her apart. Thank you for making this proce..."

Avatar of Rajveer Singh

Rajveer Singh

Client

"The entire home loan process was handled very professionally. Yogita guided me at every step and made sure I got the best rate possible. Everything was smooth and transparent ,I highly recommend her s..."

Avatar of Harsha Sarvaiya

Harsha Sarvaiya

Client

"The entire team of Mortgage Lender was extremely professional and guided me through every step of my home loan. The process was smooth and quick, and I really appreciate the honest advice and constant..."

B

Bilal Akhtar

Client

"We had a wonderful experience working with Yogita for our home loan finance arrangement. She made the entire process effortless, from helping us identify the best options to ensuring every step was co..."

Avatar of Khushboo Shukla

Khushboo Shukla

Client

"I am impressed with the service provided by Mortgage Lender. You explained every part of the process in a clear and easy to understand way, which made the entire experience stress free. Reliable, prof..."

R

Rohit Jain

Client

"Excellent service and smooth loan process! Truly impressed with the professionalism and timely updates by Mortgage Lender."

M

Mohammed Imran

Client

Dubai skyline at night

SECURITY & TRUST

Your reliable partner for every mortgage journey.

We make the mortgage process simple, transparent, and stress-free. From pre-approval to closing, our team is here to guide you every step of the way so you can move into your new home with confidence.

Call Us: +971 50 965 3273

FAQ & ANSWER

Everything You Need To Know

A mortgage is a loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically in a series of regular payments divided into principle and interest.

A mortgage broker has access to multiple lenders and can compare rates, terms, and conditions to find the best deal for your specific situation. This saves you time, effort, and often money by securing better interest rates and favorable terms that you might not get on your own.
Eligibility depends on factors like residency status, income, and age. Generally, you need to be a UAE resident, have a minimum monthly salary of AED 8,000-15,000, and be between 21-65 years old. You will also need documents like passport, visa, Emirates ID, salary certificates, and bank statements.

  • The down payment required depends on several factors:
  • Conventional Loans
  • Typically 3-20% of home price
  • Less than 20% requires PMI
  • FHA Loans
  • As low as 3.5% down payment
  • Available for first-time buyers

Contact us for personalized advice based on your situation.

BLOG & INSIGHTS

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